Thank you for this Dr. Nimmo. Underlying everything I do is to achieve financial independence while creating objects of beauty. I am worried about retirement. I don’t think I can continue being someone I am not at work. If I am left alone, I write music and read books. I also respond to things that don’t move. This issue of making change. I feel like I have spent my entire life on projects and while I get them done, nothing has ever turned into a job that I could love. I don’t feel like I am going to be happy when I get older. Nothing ever really happened from what I love to do. A financial expert told me that of hobbies, no one really makes any money that way.