I see as our world gets rocked that how much money we used to make may not be possible any more. I sense as has been stated that America is on a downward spiral. Even England did not “crash,” but our system and relationships may have become strained, mainly because of Trump’s burning bridges, but our lives have been threatened by a great equalizing spirit. For people like your girlfriend are like voices listened to by the God of the world. And where we do not or cannot care for others, who are truly suffering, that Spirit seeks to equalize. I feel like I will never retire under my present circumstances, or even make it to the end. I saw my mother’s horrible, penniless death, I expect mine to be even more sinister and dire. I get your girlfriend’s tears. The bottom line is the dirt and the dirt is the grave.