I am 60. I am getting very tired physically to do my job. At a point, in a capitalist society, you have used your body to make money, and if you are lucky, nothing ever happens to your body. But, that's just luck. Promise me you will buy a house as soon as possible and then another house to a point that you can live in the one house and collect rent from the other units so that you can survive on those incomes. That is the key. I wish I had known that much earlier. My friend would always say "Your savings is your freedom."